If you are interested in a true and complete evaluation of your possibilities for assistance and successful Foreclosure Defense, we will provide a complimentary “Report Card” on your loan’s red flags for Predatory Lending, Fair Housing violations, Inflated Appraised Value and Securitization Issues.

Additionally, if we have enough information, we will conduct a complimentary “Net Present Value” calculation formulated by Freddie Mac with Pass / Fail results, along with a narrative on those results. We will not ask you for your personal information but you will need to have the following documentation to talk with us about:

Your Current Documents:

• Mortgage Statement(s)
• 2010 Tax return(s)
• Paycheck stubs, all household members
• Checking account statement (s)
• Asset Statement (s)
• Bills / Credit Statements
• Hazard Insurance Policy
• Property Tax Statement
• Home owners Association statement

ORIGINAL DOCUMENTS

They should all be in one file given to you by the Title Company at closing or shortly thereafter. This would include the following:

• HUD-1 Settlement Sheet
• TIL- Truth in Lending Disclosure -All copies*
• Note & all riders and addendums*
• Residential Loan Application (1003)- from the application (Final and Initial)
• Good Faith Estimate (All copies)
• Other Disclosures (usually only one page each)
  • Affiliated Business Arrangement Disclosure
  • Servicing Disclosure Statement
  • Notice of Assignment, Sale or Transfer of Servicing Rights
  • Broker Fee agreement
  • Escrow Account Disclosure
  • Disclosure of Credit Scores
  • Notice to Home Loan Applicant
  • Opt-Out Notices
  • Notice of Adverse Action
  • Risk-Based Pricing Notice
  • Investigative Consumer Report Disclosure
  • Section 32 disclosure (if applicable)
  • Flood Disclosure
• Mortgage
• Title Commitment Title Policy
• Purchase agreement, with all addendums
• Survey
• Appraisal at time of closing
• Tax Return from year of closing and two year prior
• Credit Report at time of closing

Since August 2007, which marked the beginning of the “foreclosure crisis”,Tiffany Arthur  has provided guidance, direction and peace of mind to over 150 families. These families are from every walk of life and each of their mortgage situations is as unique as each individual tied to it. MainStreet Resolutions is Your Path to A Fresh Start!

Call US TODAY

MainStreet Resolutions is

Your Path to A Fresh Start!

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Are you in default or foreclosure?  If you suspect you have been the victim of Predatory Lending here in Florida, suspect you might be a victim of fraud, suspect the lender who provided your mortgage may have been less than honest, or may have even purposely overvalued your property in the Appraisal, please contact me, Tiffany Arthur at mainstreetemail@aol.com or visit my website for more information at www.mainstreetresolutions.com We are interested in helping the homeowner find a permanent resolution to keep them in their home.

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